About us
Smart Finance
New generation SME business financing.
Smart Finance Limited is a non-banking financial institution that uses invoice discounting to provide immediate liquidity to the small and medium enterprises (SMEs) of Pakistan through a streamlined application process.
Smart Finance Limited responds to Pakistani SMEs’ immensely contrained access to capital that limits productivity and diminishes their potential contributions to the economy. Existing funding routes for SMEs’ often feature inflated interest-rates and a cumbersome application process that risks discouraging entrepreneurship. By contrast, Smart Finance Limited can approve applicants for loans in as little as 24 hours at competitive and manageable interest rates that do not alienate small-scale businessmen and encourage entrepreneurship at every level.
Our Mission
At Smart Finance Limited, our goal is to extend financial inclusivity and mobilize resources.
Our Approach
Smart Finance – a team of professionals with extensive experience in the finance sector. Our aim is to help SME businesses grow. Within the first two years of the company’s operation we intend to become the leading company in Pakistan offering a wide range of services to SMEs.
Problems
Quite frequently, the banking sector remains conservative with strict services and restrictions. We believe that SME need tailor-made fast and easy accessible financing solutions that facilitate their business model, help them be more flexible, acquire greater negotiating power with partners, be able to smoothly manage their operations.
Solution
Smart Finance would be offering a variety of financing solutions, starting off with invoice discounting. Smart Finance would be constantly creating innovative financing tools for SMEs and have some ambitious ideas and seek to become the most professional financing services centre recognized by customers and partners.